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Travel Insurance for Over 70s
Please read the Target Market Determination and Product Disclosure Statement
- No upper age limit
- Over 1300 medical conditions covered
- Unlimited medical emergency expenses cover available
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What is travel insurance for over 70s?
Travel insurance for over 70s protects you during your travels, whether you're on a luxury cruise or an urban adventure.
AllClear’s over 70s Travel Insurance is tailor-made to meet the needs of seniors. We have no upper age limit and offer unlimited medical emergency expenses cover in our policies.
At AllClear, we believe age shouldn’t stop you from crossing exceptional locations off your bucket list. Our specialist senior Travel Insurance is here to help you enjoy your holiday with confidence, knowing you’re protected against the unexpected.
This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
Why is travel insurance important for seniors over 70?
Regardless of how well you plan, issues can suddenly spring up while you’re travelling. Travel Insurance for seniors over 70 gives you financial cover for unexpected events like medical emergencies, trip cancellations or delayed luggage while you’re overseas.
Travel insurance can be especially important if you’re over 70. Medical emergencies can occur anywhere in the world, and finding hospital and specialist care abroad can be costly. With our medical expenses cover, we can ensure your health and well-being are supported across the world.
Whether you're living with a heart condition, diabetes or recovering from cancer, we’re here to help you relax and enjoy your travels without worrying about unplanned medical emergency fees.
Travel insurance can also help you cover the cost of incidents like trip cancellations, lost luggage or travel delays. This gives you total peace of mind on your international travels.
Why choose AllClear for over 70s Travel Insurance?
At AllClear, we strive to offer the best travel insurance for seniors we can. Some reasons to choose our cover are:
- No upper age limit on our cover.
- We offer cover for over 1300 pre-existing medical conditions.
- We offer unlimited medical cover and a 24/7 medical emergency helpline for when you're abroad.
- Since 2000 AllClear has helped cover over 3.5M people across the world.
- 94% of customers rate us as ‘Great’ or ‘Excellent’¹.
Levels of Travel Insurance cover
We offer three levels of cover: Gold Plus, Gold and Traveller. The Traveller product is only available for Single Trip policies. This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
What does AllClear’s Travel Insurance for over 70s cover?
Our comprehensive over 70s travel insurance provides cover for a wide range of incidents you might experience on your holiday. With our seniors' cover, you can confidently enjoy your trip, even if you have pre-existing medical conditions.
What's covered?
Cover for the costs of tests, medications and procedures needed to treat illnesses or injuries while you're travelling. Our cover also includes the costs of repatriation to bring you back home.
If an unexpected event means you have to cancel your trip before you go, you'll be covered for flight and accommodation costs.
Cover for costs if an emergency forces you home early.
Compensation for extra costs if your flight is delayed.
We’ll insure your baggage and its contents against loss or theft.
We’ll provide compensation for legal expenses resulting from incidents that occur during your trip.
Our Seniors Travel Insurance has no upper age limits. Travel with peace of mind, no matter your age.
What’s not covered?
For most claims, there won’t be cover of travel insurance excess (the first part of your claim).
You’ll be asked to select a region of designated cover when you purchase your policy. Incidents that occur outside of this region will not be covered.
You won’t be covered for travel-related events or issues you were aware of before booking your trip or buying your insurance.
AllClear Travel Insurance covers a large variety of medical conditions, but they must be declared. Otherwise, we are not able to provide cover for treatments connected to known health conditions.
We understand that plans can change unexpectedly, but you’ll only receive cover for cancellations if they fall within your policy’s terms and conditions.
This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
Get your Travel Insurance quote
Travel with confidence
How to find the best Travel Insurance for seniors over 70
To find the best travel insurance for seniors over 70, choose the plan that best suits your needs and your travel style. We have a range of policies to suit any kind of traveller.
Annual Multi-trip Travel Insurance
If you have multiple trips planned across the year then this policy is for you. You’ll receive cover for all your trips within the year.
Single Trip Travel Insurance
Only planning one trip this year? This policy will cover your travels, whether you’re taking a trip abroad or seeing more of home.
Tailored over 70s Travel Insurance for every holiday
Tailor your over 70s Travel Insurance policy to your holiday needs:
Pre-existing Medical Conditions
We can cover over 1300 different medical conditions.
Cruise Travel Insurance
Sail the seas without stressing over missed ports and cabin confinement.
Seniors Travel Insurance
Your age shouldn’t stop you from experiencing the world. Our travel insurance has no upper age limit.
Destinations covered in over 70s Travel Insurance
When you’re heading abroad, it’s important to get the right policy for your destination. With the right travel insurance for international trips, you can protect yourself from unexpected events.
Over 70s Travel Insurance for pre-existing medical conditions
Your health doesn’t have to hold you back from exploring the world. AllClear is proud to offer over 70s Travel Insurance for pre-existing medical conditions.
It’s vital to declare every medical condition when you buy your policy. This ensures you have the cover you need, and will help to avoid issues with your claim. With our straightforward screening process, it’s easy to declare all your conditions online or over the phone.
We provide cover for over 1300 pre-existing conditions, including:
Get cover for travelling companion cancellation
Travelling with friends or family? AllClear will also provide cover for your travel companions’ expenses if you cannot travel, or a medical complication prematurely ends your trip.
Our Travelling companion cover includes:
- Lost deposits for unused flights accommodations, or excursions, like cruise bookings. Our cover also applies if you are forced to cancel before departure due to a medical emergency.
- Remaining trip costs if companions need to cut their trip cost short due to a medical situation you are experiencing.
Get your Travel Insurance quote
Travel with confidence
Cover for emergency medical expenses
To ensure you can travel with confidence, you need comprehensive cover for emergency medical expenses you may run into overseas. We provide cover for over 1300 pre-existing medical conditions. If you need care for these conditions while travelling, we can provide cover.
We can also offer medical cover if you are injured overseas. For example, if you're injured in a motor vehicle accident or while participating in a covered activity, we can offer financial support.
If you require repatriation or evacuation to return to Australia, we also provide support. In addition, we offer a 24/7 emergency medical helpline which you can use at any time.
See our product disclosure statement for further information on our medical cover and exclusions.
How much does over 70s Travel Insurance cost?
The cost of 70s travel insurance varies based on a variety of factors, including:
- Your destination: Where you are headed can affect premiums.
- Trip length: Longer trips will increase insurance costs as there are more risks involved.
- Pre-existing medical conditions: Premiums may be raised based on your pre-existing medical conditions.
- Type of cover: Your policy price may be increased due to optional extras.
Get an online quote or call our team to find out how much your over 70s Travel Insurance will cost.
Over 70s cruise Travel Insurance
Cruising is a perfect choice for senior travellers, and getting the right insurance will make the journey even more relaxing.
Our Cruise Travel Insurance includes:
- Cabin confinement cover if you need to be isolated due to an illness.
- Missed port cover if the final number of docked ports is fewer than the number scheduled on your cruise itinerary.
Protect your cruise holiday with our comprehensive cruise cover.
Travel tips for over 70s
Here are few tips for staying safe and having fun as a senior traveller:
- Find the right insurance: Research different options and find the right option for you and your needs.
- Get a check-up: Book a consultation with your doctor before travelling, especially if you’re dealing with a pre-existing medical condition.
- Check for accessibility: Ensure you’ve checked in advance which hotels, transport and tours can meet your mobility needs.
- Pack the right meds: You don’t want to be missing your medication when you need it. Be sure you’ve packed carefully and have all your necessary medication with you.
- Bring travel companions: Travel companions aware of your medication and health needs can help make your journey more manageable. Choose a travel insurance policy that covers the cost of your companions to ensure peace of mind for your entire travel group.
Great travel destinations for over 70s
Need some travel ideas? Here are some of our recommended destinations:
- Italy: Enjoy a holiday of beautiful landscapes with incredible history across the entire nation, from Florence to Rome.
- Japan: Japan is one of the most unique destinations in the world, featuring beautiful culture, incredible foods and safe, accessible cities.
- Fiji: Enjoy a true island getaway with Fiji’s stunning tropical forest and gorgeous beaches.
- New Zealand: The North and South Islands’ sprawling landscape and mountainous regions are famous for their outstanding natural beauty and unique culture.
- Australian holidays: You’ll find plenty of wonder right at home! From the Great Barrier Reef to Uluru, there are plenty of breathtaking sites to be seen on a homegrown holiday.
Being covered is as easy as 1, 2, 3
Get your quote in seconds
Provide your personal details and information about your holiday plans
Select and tailor your cover
Now all you need to do is to choose the level of cover that best suits your needs
Buy your cover and relax
Purchase your cover and you’re ready to go – we’ll take care of the rest!
Expert Travel Insurance guidance from our team
“Your 70s are the perfect time to explore the world. With the right Travel Insurance cover, you can enjoy peace of mind on your journey.
AllClear Travel Insurance stands out as an excellent option, with no upper age limit on cover and over 1300 pre-existing medical conditions covered. It’s a great choice to make sure you can fully enjoy your trip.”
What our customers say
"Michael provided excellent service, being very patient while I dithered and asked him to repeat information several times, requesting a call back the following day.
True to his word he called on time and made the process very easy explaining everything clearly, confirming my understanding, ensuring all my questions were answered, making it a pleasure to deal with AllClear.
Thank you, Michael, for your great service it means a lot."
FAQs
Is there an upper age limit on AllClear Travel Insurance policies?
No, there is no upper age limit on AllClear Travel Insurance policies. We believe age shouldn’t keep you from getting out and exploring the world.
Does over 70s Travel Insurance cover rental vehicle insurance excess?
Yes, AllClear policies can cover rental vehicle insurance excess if your hire car is damaged or stolen while you are using it. If you are covered by a different insurer, be sure to check your policy statement so you know exactly what you’re covered for.
How can you get a good deal on Travel Insurance?
To get the best deal on travel insurance, check each level of cover and look out for deals or discounts. You can also bundle your insurance with other services.
However, it is recommended that you find a policy that gives you full protection for your needs first and foremost. Skipping essential cover just to save money may be even more costly in the long run.
What does Travel Insurance not cover?
Travel insurance may exclude claims related to:
- Travel to locations with government travel warnings.
- Reckless behaviour.
- Events you were aware of before purchasing your policy.
Please ensure you are familiar with your policy terms to know what you are and aren’t covered for.
When should you get over 70s Travel Insurance?
You should buy travel insurance once you’ve finalised and booked your travel dates. That way, you can avoid cancellation fees, secure a good price and avoid unexpected issues.
What if you're going on multiple trips in a single year?
If you’re planning on travelling a few times this year, annual multi-trip Travel Insurance may be a better option for you. This policy gives you annual cover for unlimited trips within a 12-months period.
We’re here to help
Emergency assistance 24/7
Find out what to do if you need emergency medical assistance when on holiday.
Need to make a claim?
Find out what to do if you need to make a claim under your Travel Insurance policy.
Product Disclosure Statement
Find out all the cover details of the different policies.
Get your Travel Insurance quote
Travel with confidence
1. Based on 1,718 Trustpilot responses as of March 2025.