%201.svg){kind=spacer}
Diabetes Travel Insurance
Please read the Target Market Determination and Product Disclosure Statement
- Unlimited medical emergency expenses cover with 24/7 emergency medical helpline
- Unlimited cancellation cover available
- No upper age limit
.jpg){kind=spacer}
Diabetes Travel Insurance made easy with AllClear
If you have diabetes, you can still travel and enjoy exciting destinations. Whatever type of diabetes you have, and whatever complications, we offer diabetes travel insurance.
This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
Levels of Travel Insurance cover
We offer three levels of cover: Gold Plus, Gold and Traveller. The Traveller product is only available for Single Trip policies. This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
What does AllClear’s Travel Insurance cover?
Our Travel Insurance protects you against potential disruptions or unexpected events while you’re travelling the world.
What's covered?
Costs of tests, medications, and procedures needed to treat an illness or injury while travelling. You’ll also be covered for repatriation to bring you safely back home.
Cover for flight and accommodation costs if an unexpected event means you have to cancel your trip before you go.
Cover for emergencies that force you to return home early.
Compensation for extra costs if your flight is delayed.
Insures your baggage and its contents against loss or theft.
Cover for legal costs to claim compensation for incidents during your trip.
Our Seniors Travel Insurance policies have no upper age limit. We believe everyone deserves to enjoy a holiday with the right cover, regardless of age.
What’s not covered?
For most claims, you won’t be covered for the travel insurance excess (the first part of any claim).
Your cover is limited to trips within the designated region of cover you chose, whether that’s Australia or overseas.
Claims related to events or issues that you knew about before buying the travel insurance or before booking any individual trip are not covered.
You need to declare all your medical conditions. If not, we won’t be able to cover you for any unexpected treatment connected to known health concerns.
We know that plans change, but you’re only covered for cancellation if the reason is within the policy terms and conditions.
This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
Get your Travel Insurance quote
Travel with confidence
FAQs
Will your policy cover for replacing lost insulin while you're abroad?
Yes, you will have cover for lost or damaged medication while away. If you need to pay for the medication while in your destination, be sure to keep your receipts, and you will be able to make a claim for the lost expenses when you return home.
Are you unsure if you need to declare your diabetes?
It may be that your diabetes is stable and not of great concern to you.
However, for the purpose of your travel insurance, it is still important to declare it. Doing so makes sure you have full cover for any diabetes related complications – unexpected or otherwise.
Please rest assured that during your quote you will be able to accurately state how diabetes affects you during our questions about the condition.
Are you covered if you need to come home early?
If a diabetes complication – or any medical emergency – means you need to curtail your trip, all of our policies will cover you. What’s more, any other travelling members listed on your policy are also covered.
Being covered is as easy as 1, 2, 3
Get your quote in seconds
Provide your personal details and information about your holiday plans
Select and tailor your cover
Now all you need to do is to choose the level of cover that best suits your needs
Buy your cover and relax
Purchase your cover and you’re ready to go – we’ll take care of the rest!
5 helpful tips for travelling with diabetes
- If you’re insulin dependent, it might be wise to wear a medical identification bracelet that states that you are diabetic and keep your medical emergency number on you. Doing so will also help overcome any language barriers.
- You’re allowed to let loose on holiday but remember to stick to your medication routine. If you’re insulin dependent, travelling outside your time zone and jet lag might cause you to eat at strange hours – which can affect your insulin levels. Make sure to adjust the clock on your insulin pump to reflect the change in time zones.
- While you’re covered for losing medication, it’s still a good idea to take more than you need – just in case. Also, keep any medication in your hand luggage to further increase your chances of keeping them. Apart from lost luggage, checked baggage can be exposed to extreme cold or heat that can spoil medication.
- Let airport security know that you have diabetes. Keep your insulin bottles and pens in their original packaging to prove that the prescription is your own.
- Keep in mind that long periods of sunbathing can affect your control of your diabetes, as it will make your blood glucose levels higher than normal.
We’re here to help
Emergency assistance 24/7
Find out what to do if you need emergency medical assistance when on holiday.
Need to make a claim?
Find out what to do if you need to make a claim under your Travel Insurance policy.
Product Disclosure Statement
Find out all the cover details of the different policies.